Get a loan for a better future
help@atozfinsol.com
(CN: 8713746) NZBN : 9429051266547
atozfinsol.com’s loan matching service matches consumers with prospective lenders participating in atozfinsol.com direct network of loan lenders (“participating lenders”). To use the service, you must complete one or more online forms that request specific information from you, including, but not limited to, your name, address, telephone number, email address, social security number, banking account information, and employment information. atozfinsol.com use of this information is subject to this site’s Privacy Policy. In order to use this website or the service, you must agree to the separate terms and conditions set forth in the Privacy Policy, which are incorporated herein by reference. By submitting the form(s), you understand and agree that you are submitting an inquiry about a loan product to atozfinsol.com and each of the participating lenders to whom atozfinsol.com transmits your loan request. By submitting the form(s), you are extending an express invitation to atozfinsol.com to any and each of the participating lenders with whom your information is shared to contact you by any means (including, without limitation, email, telephone, and direct mail) so that they may assist you with your transaction or provide information to you about additional offers in which you may be interested. Participating lenders who receive your information from atozfinsol.com review your information in real-time to determine whether your information meets the lender’s loan qualification criteria. Participating lenders may, among other things, verify your social security number, perform a credit check, and review your information against national databases (such as Teletrack or DP Bureau) that tracks consumer transactions with lending institutions. By submitting the form(s), you agree to allow participating lenders to review, verify, and research your information in such manner. If a participating lender determines that your information meets its loan qualification criteria, the atozfinsol.com website will open a new web page identifying the name(s) and contact information of the lender(s), or redirect your browser to the lender’s website. You understand and agree that, once you have been redirected to the lender’s website, atozfinsol.com has no further involvement in the loan application or approval process. Your subsequent interactions with the lender are subject to Privacy Policy, terms of use, and other policies and/or terms enforced by that lender. atozfinsol.com is not a lender and does not make loans or credit decisions in connection with its loan matching service. atozfinsol.com does not guarantee acceptance into any particular loan program or specific loan terms of conditions with any participating lender. atozfinsol.com does not guarantee that the price, product, availability, rates, fees, or any other loan terms offered and made available by participating lenders through the loan matching service are the best terms available in the market. atozfinsol.com does not endorse or recommend the products of any particular lender. atozfinsol.com is not an agent of you or any participating lender. atozfinsol.com is not involved with the lenders use and/or review of your information or in making a determination about whether you meet a particular lenders loan qualification criteria. The lender is solely responsible for its services to you, and you agree that atozfinsol.com shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the loan matching service. You understand that participating lenders may keep your information, whether or not you are qualified for a loan with them.
The purpose of this privacy policy is to give you a clear explanation about how we use the personal information we collect from you when you use one of our websites to find a financial product or service. It is important that you read it in full to understand the information we need to collect from you, how we will use it and how you can access, update and delete your personal information. It should be read together with our Terms and Conditions If you are re-directed to, or click on a link that takes you to a third-party website that is not ours, we will not be responsible for how they use your personal information. You should read their privacy policy to understand how they may use your personal information. This privacy policy only explains how we will process your personal information. “Personal information” in this policy means any information that we collect that could identify you such as for e.g. your name, address and online identifiers like your IP address.
When you ask us to search for a financial service or product, we will use the personal information you provide to us in the following way to deliver “Our Service:”
We collect personal information from you in the following ways:
4.1 Information you give us:
Information you give us when you complete any online forms on our website to use Our Service.
Information you provide when corresponding with us by phone, email or other means. This includes information you might give us when using Our Service, or if you need to ask us a question, report a problem with our site or if you otherwise contact us.
4.2 Information we collect from you:
Automated technologies or interactions. As you interact with our website, we may automatically collect technical data about your equipment, browsing actions and patterns. We collect this personal information by using cookies, server logs and other similar technologies. Please see our cookie policy for further details.
n order to provide Our Service, we need to collect the following personal information about you:
Identity information: this includes your first and last name, and your date of birth.
Contact information: this includes your address; telephone number(s), and your email address.
Financial information: this includes details of your bank account; income and expenditure; the amount of money you are looking to borrow; the length and purpose of the loan; the date you are paid each month, and whether you have a debit card.
Employment information: this includes your employment status; the name of your employer; your job title, and the time you have been in your current job.
General information: this includes your home owner status, your marital status and the number of any dependents you may have.
Marketing and communications information: this includes your preferences in receiving marketing information about our similar products and services.
Technical information: this includes your internet protocol (IP) address used to connect your computer to the internet; your browser; time zone setting; your operating system and platform; the source of your enquiry (for example Google, Facebook, Bing etc) and the device that you are using. We also collect information about your visit to our site including the full Uniform Resource Locators (URL) clickstream to, through and from our site (including the date and time); page response times; download errors; lengths of visits to certain pages; page interaction information (such as scrolling; clicks and mouse-overs); methods used to browse away from the page, and, if you linked to our site from a search engine, the address of that search engine and the search term you used.
Please note: it is your responsibility to check and ensure that any information you provide is correct, complete and accurate. If you fail to provide your personal information where requested, we will not be able to provide you with Our Service.
We will only collect and use your personal information when the law allows us to. Most commonly, we will use it in the following circumstances:
Where it is necessary for our legitimate Interests (or those of a third party): we may process your personal information for the legitimate interests of our business (or those of a third party) in providing Our Service to you, providing these interests do not override your privacy in any way. Our legitimate interests for processing your personal information are:
We have set out below, in a table format, a description of the ways your personal information could be used by us, and which of the legal bases we rely on to do so. Note that we may process your personal information for more than one lawful ground depending on the specific purpose for which we are using your information. Please contact us if you need details about the specific legal ground we are relying on to process your personal information where more than one ground has been set out in the table below.
Purpose/Activity | Type of data | Lawful basis for processing including basis of legitimate interest |
To enable you to use Our Service and submit your application form to Our Partners | (a) Identity (b) Contact (c) Financial (d) Employment (e) General | Necessary for our legitimate interests (to operate our business in providing and improving Our Service.) |
To enable you to use our Eligibility Checker tool to assess your chance of being accepted for a loan | (a) Identity (b) Contact (c) Financial (d) Employment (e) General | Necessary for our legitimate interests (to operate our business in providing and improving Our Service.) |
To enable us to communicate with you: (a) About your enquiry and any of our similar products and services (unless you have asked us not to) using the contact details you have given to us. (b) about any enquiries or complaints, you may have. (c) To ask you to complete a survey or provide us with feedback, testimonials or reviews | (a) Identity (b) Contact (c) Marketing and communications information | (a) Necessary for our legitimate interests (to operate our business in providing and improving Our Service, by remaining in contact with you about your enquiry and our similar products and services.) (b) Necessary to comply with a legal obligation |
To enable us to present you with advertisements about the products and services we provide as a credit broker that we believe will be relevant to you and that you will be interested in, we may use your personal information to create a profile of you and your circumstances. These advertisements may be sent directly from us (unless you have asked us not to), or be presented to you via advertising networks and social media companies such as Facebook, Google and Snapchat for e.g. We believe we have a legitimate interest to profile your personal information in this way. However, you have the right to object if you do not want us to do this. In this case, please contact us by writing to the Customer Services Manager at Digitonomy Limited, Steam Mill Business Centre, Steam Mill Street, Chester, Cheshire, CH3 5AN, to tell us that you do not want your personal information to be used in this way. | (a) Identity (b) Marketing and communications information | Necessary for our legitimate interests (to provide you with advertisements relating to the products and services we provide as a credit broker either directly or via advertising networks and social media companies.) |
To manage our relationship with you which will include: (a) Notifying you about changes to our terms or privacy policy (b) Asking you to leave a review or take a survey | (a) Identity (b) Contact (c) Profile (d) Marketing and Communications | (a) Necessary to comply with a legal obligation (b) Necessary for our legitimate interests (to keep our records updated and to study how customers use our products/services) |
To administer, improve and protect our business and this website (including training, troubleshooting, data analysis, testing, system maintenance, research, support, reporting and hosting of data) | (a) Identity (b) Contact (c) Technical | (a) Necessary for our legitimate interests (for running our business, provision of administration and IT services, network security, to prevent fraud and in the context of a business reorganisation or group restructuring exercise) (b) Necessary to comply with a legal obligation |
To use data analytics to improve our website, products/services, marketing, customer relationships and experiences | (a) Technical | Necessary for our legitimate interests (to define types of customers for our products and services, to keep our website updated and relevant, to develop our business and to improve our marketing strategy) |
Unless required by law to keep your personal information for a different period of time, we will keep it for no longer than 12 months from the date you last used Our Service or until you ask us to delete it. Please note that if you ask us to delete your personal information it may still remain on our backup systems for legal or other regulatory reasons.
When you use Our Service, your information will be shared with the following third parties:
Our Partners: to help you find the financial product or service you have told us you would like to apply for, and to send you marketing communications if you gave them your consent to this. If you are searching for a loan product, Our Partners comprise a panel of consumer credit lenders and brokers who are authorised and regulated by the Financial Conduct Authority.
Other companies who enable us to provide Our Service or who provide services to us, for example IT Service Providers (who provide for e.g. technology platforms or other IT services including data storage), and communication providers (who provide for e.g. email and text services for customer contact and marketing purposes).
Advertising networks and social media companies such as Facebook, Google and SnapChat so that we can present you with relevant advertisements.
These third parties help us to provide Our Service. In order that they can do this, we may need to let them process your personal information. We will make sure that they keep the information secure and in accordance with our instructions, the General Data Protection Regulation 2016 (“GDPR”) and other UK privacy legislation.
We will also share your personal information when we have your consent, or where we are obliged to do so for a legal or regulatory reason, for e.g. to prevent or detect crime, for compliance monitoring or to enforce or apply our Terms & Conditions and other agreements.
Finally, we may also share your personal information with any third parties to whom we may choose to sell, transfer, or merge parts of our business or our assets. Alternatively, we may seek to acquire other businesses or merge with them. If a change happens to our business, then the new owners may use your personal information in the same way as set out in this privacy policy.
An automated decision is one where a computer or system is used to assess the information you provide to make a decision about you. We do not make automated decisions about you; however, Our Partners may do this when we share your personal information with them so that they can make an assessment of your eligibility for Our Service. An example of this is the soft search that Our Partners will carry out upon you if you make an application for a loan or credit card.
(Note: a “soft” credit search helps Our Partner to decide whether or not they may be able to lend money to you. Unlike a “hard” credit search, a soft search is recorded on your credit file, but only you rather than any other lender will be able to see it. A soft search does not therefore affect your credit rating.)
As a result, you have the right to ask Our Partners that they do not make a final decision based solely on automated means. You can also object to the automated decision and ask that a person reviews it. If you ask us, we can tell you which of Our Partners has made an automated decision about you. To exercise this right, you will then need to contact Our Partners directly.
Although we do not routinely transfer personal information outside the UK, we may sometimes need to do this where any of Our Partners or third-party suppliers are either based outside the EEA, or where they use data processors based outside the EEA. Where this is the case, we will make sure that they agree to: keep your personal information secure; apply the same levels of protection as we are required to apply to information held in the UK, and to use it only for the purpose of providing Our Service. We will do this by putting in place appropriate safeguards and protections as stated under UK law, for example using a data-transfer agreement incorporating certain standard model protection clauses.
We have put in place appropriate security measures to prevent your personal information from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. In addition, we limit access to your personal information to those employees, agents, contractors and other third parties who have a business need to know. They will only process your personal information on our instructions and they are subject to a duty of confidentiality.
We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.
We aim to offer an excellent service to all our customers. If you feel that we have failed to provide our service or wish to make a formal complaint of any kind, please write to: help@atozfinsol.com
We have implemented and use Google Display Network (GDN) Impression Reporting, Demographics and Interest Reporting, Remarketing with Analytics and Segments.
We use these services to help us improve our site and our advertising, including who sees the adverts and the content within them. We and other third parties, such as Google, use first party and third-party cookies to help us show relevant adverts to you. Due to these cookies, you may see adverts on other websites promoting Little Loans. More information about cookies and how they are used can be found in our cookie policy.
Whilst we cannot control adverts you may see on other websites, you are free to opt-out of or change your settings regarding ad personalisation at any time, by going to your Google Ads Preferences Manager.
Any changes we may make to our privacy policy in the future will be posted on this page.
Please check back frequently to see any updates or changes to our privacy policy. However, if any significant change that we make affects the way that we are able to use your personal information (meaning that it would be unlawful for us to continue to use it), then we will do our best to communicate this to you.
ATOZ FINTECH SOLUTIONS is not a direct lender but an appointed introducer. All of the lenders we work with are NZ Government Registered Financial Service Providers, and members of an independent dispute resolution scheme operated by the Financial Service Complaints Limited.
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